1. Acceptance of Terms
By accessing the Regenix HMO Enrollee Portal, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not proceed.

2. Authorized Use Only
This portal is strictly for use by enrolled members and authorized representatives of Regenix HMO. Unauthorized access, misuse, or sharing of login credentials is prohibited and may result in account suspension.

3. Data Privacy & Protection
Regenix HMO is committed to protecting your personal health information in accordance with the Nigeria Data Protection Regulation (NDPR) and applicable healthcare data laws. Your data is collected solely for the purpose of managing your health plan and will not be shared with third parties without your consent, except as required by law.

4. Confidentiality of Health Records
All health information accessible through this portal is confidential. You are responsible for maintaining the security of your login credentials. Log out after each session, especially on shared devices.

5. Accuracy of Information
You agree to provide accurate and up-to-date information. Regenix HMO shall not be liable for any service interruption or denial resulting from inaccurate information provided by the user.

6. Portal Availability
Regenix HMO strives to maintain portal availability but does not guarantee uninterrupted access. Scheduled maintenance or unforeseen technical issues may temporarily affect availability.

7. Limitation of Liability
Regenix HMO shall not be liable for any indirect, incidental, or consequential damages arising from your use of this portal, including loss of data or unauthorized access resulting from your failure to secure your credentials.

8. Changes to Terms
Regenix HMO reserves the right to update these terms at any time. Continued use of the portal constitutes acceptance of the revised terms.

9. Contact Us
For questions or concerns regarding these terms or your data privacy, please contact our support team via the Help Center.